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PPF Calculator
Calculate the future value of your Public Provident Fund (PPF) investment. See how your money grows over time with this secure, long-term savings scheme.
About This Tool
The Public Provident Fund (PPF) is a popular long-term investment option backed by the Government of India. It offers attractive, tax-free returns. This calculator helps you estimate the maturity amount of your PPF investment based on your annual contributions and the interest rate.
How to Use This Tool
- Enter the amount you plan to invest annually in your PPF account.
- Input the current or expected annual interest rate.
- Specify the total duration of your investment in years (minimum is 15).
- Click "Calculate Maturity Value" to see your projected returns.
Frequently Asked Questions
What is the lock-in period for PPF?+
A PPF account has a mandatory lock-in period of 15 years. After maturity, it can be extended in blocks of 5 years.
Is the interest from PPF tax-free?+
Yes, the interest earned and the maturity amount from a PPF account are completely tax-free under Section 10 of the Income Tax Act. Additionally, the amount you invest is eligible for tax deduction under Section 80C.
Can I make partial withdrawals from my PPF account?+
Yes, partial withdrawals are allowed from a PPF account, but only from the 7th financial year onwards. The amount of withdrawal is subject to certain limits. You can also avail a loan against your PPF balance from the 3rd to the 6th financial year.