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Provident Fund (PF) Calculator
Estimate your Employee Provident Fund (PF) savings at the time of your retirement. This tool helps you plan for your financial future by projecting your PF corpus.
About This Tool
The Employee Provident Fund (PF) is a mandatory retirement savings scheme for salaried employees in India. This calculator projects the future value of your PF account based on your current balance, monthly contributions, and the prevailing interest rate, giving you an idea of your retirement corpus.
How to Use This Tool
- Enter your current age and your planned retirement age.
- Input your monthly basic salary (as PF is calculated on this).
- Provide your current accumulated PF balance.
- Enter the current annual interest rate for the EPF scheme.
- Click "Calculate PF Corpus" to see the estimated amount at retirement.
Frequently Asked Questions
How is PF calculated on salary?+
Both the employee and employer contribute 12% of the employee's basic salary (plus Dearness Allowance, if any) to the EPF account. This calculator assumes a total contribution of 24%.
Is the interest rate fixed?+
No, the interest rate for the EPF is declared by the government for each financial year. This calculator assumes the current rate remains constant, so the final amount is an estimation.